Critical Illness Insurance is designed to reduce your financial stresses. If you are diagnosed with a covered medical condition, critical illness insurance will provide you with a lump sum payment that you can use however you choose, allowing you to focus on recovery, rather than your bills.

Not all medical costs are covered by disability, supplemental health insurance and/or provincial health care plans. Critical Illness Insurance can fill the gaps in coverage so that you can maintain your lifestyle and reduce the financial stress you may experience if faced with a critical illness. This unique plan provides you with a lump sum benefit payment regardless of what other benefits you may be eligible for.

If you become sick with one of the covered illnesses and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money.